Finologee is on a mission to build next generation digital ecosystems for the financial industry.

What do we do?

Technology is changing how people interact. How products and services are imagined, created and delivered. It is transforming and reshaping businesses, economies and life itself. Allowing us to bring together traditional Financial Institutions and new-age FinTechs in innovative and groundbreaking ways.

Technology moves fast. Luckily so do we. Because technology is what we do. And we’re here to help. Help to reinvent and accelerate businesses in the new digital reality. Help to create experiences that people want, and businesses need.

We are Finologee, and we are based in Luxembourg.

We are a Luxembourg homegrown FinTech and RegTech specialist and we run a trusted and versatile digital platform that simplifies connectivity between financial institutions and a variety of FinTech solution providers, essentially enabling an “App” repository for our institutional clients.

Institutions can more easily source and implement components that have been verified by Finologee such as ID document validation, video chat, electronic signatures, access to bank account (PSD2), various KYC and remediation tools, enterprise payments (ENPAY) as well as some storage and messaging features.

We develop a variety of our own apps and aggregates best-in-class FinTech products into our API platform.

Founded in 2017, we are a team of over twenty different personalities sharing one common passion: Digitisation. To further boost our value proposition, we operate in alliance with market experts such as Clearstream Services for hosting and managed services, KPMG for PSD2 regulatory reporting and advisory and Société Générale for FinTech start-up support in the context of its #LePlateauLux initiative, and with many other players.

We design all our products, projects and companies around partnerships: we leverage joint commitments to speed up development and to quickly grow and scale.

We do so both with the people that work with us and the companies we work with or for: a carefully built and designed partnership is the cornerstone to a successful and long-lasting project, product or collaboration.

We truly believe at this moment in time we have all the right ingredients to make a significant impact and become a leading European FinTech company.

Where do we come from?

We are a group of four seasoned entrepreneurs. Finologee is our latest venture, however, we’ve been at the forefront of digital for decades. Over the last 25 years, we have launched a variety of digital initiatives both individually and as team.

Today, we continue to operate two strategic digital finance platforms in Luxembourg, built from scratch…


The central SMS routing and micro-payments platform.


The Luxembourg bank’s mobile payment platform.

Who are we?

Co-Founder - CEO
Raoul Mulheims

Co-founder of Nvision, Mpulse, Digicash. In charge of strategy, product design and compliance. Law degree, fluent in EN, FR, DE and LU. Luxembourg national.

Co-Founder - CTO
Georges Berscheid

Co-founder of Mpulse & Digicash. In charge of IT, products and operations. IT degree and MBA, fluent in EN, FR, DE and LU. Luxembourg national.

Co-Founder - Sales & Partnerships
Jonathan Prince

Co-founder of Digicash. In charge of sales & partnerships. Procurement expert degree, fluent in EN and FR. French & British national.

Chief Financial Officer
Didier Spick

In charge of finance, organisation and HR. Electrical engineering & industrial computing degree, fluent in EN and FR. French & Luxembourg national.

Our Milestones

We are digital natives and we route all our endeavours in tech. Our capabilities have secured the trust of many. In 2018, we were named as Luxembourg’s Finance Start-up of the Year. Our journey is marked by several awards and excellent third-party rankings.

Finologee was incorporated

August 2017

APSI Flagship Startup Award 2018

May 2018

Partnership with Clearstream Services for FinTech Acceleration Platform

May 2018

Finance Startup of the Year, 2018

November 2018

Finologee granted a double Support PFS licence by the Luxembourg Minister of Finance

January 2019

30 European banks went live with Finologee’s ‘PSD2 for Banks’ product

March 2019

Foyer Group relied on Finologee to build a remote consent solution

March 2019

Partnership with Luxtrust for product distribution

April 2019

Georges Berscheid named Tech Leader of Luxembourg

May 2019

Keytrade Bank Luxembourg launches on Finologee’s KYC Platform

November 2019

Finologee and Harmoney announce strategic joint venture: KYC Manager

May 2020

Finologee launched its CEDRS Module

July 2020

Finologee receives ISO 27001 certification

September 2020

Finologee included in the global RegTech100 list for 2021

December 2020

Finologee launches payment platform ENPAY

June 2021

Our people

We’re just a fun-loving bunch of naturally curious creative and technical folks. We serve clients around Luxembourg with outcome-focused strategic thinking in the digital finance space. As a team, we actively pursue our own projects and encourage each other to grow in the fields we’re passionate about.

Our office is packed with strategists, developers, entrepreneurs, divers, designers, travelers, football lovers, sci-fi junkies, bakers, analysts, musicians, storytellers, fashionistas, foodies, photographers, athletes, comedians, and other personalities.